Skip to main content


Read the full article by Emma Whitford HERE.


In the auto industry, car buyers often purchase GAP insurance that protects them if their car is written off or totaled. GAP insurance pays off the remaining difference between the actual cash value of their vehicle and the balance they still owe on the financing.

Why can’t degrees come with GAP insurance for graduates?

Let’s make it a 60-month term.

The amount paid/owed over 60-months must be less than the 60-month salary earned by the graduate. Otherwise, the university must reimburse the graduate accordingly.

This sort of loan-to-value assessment is not only equitable, but it also encourages job placement prior to graduation.